The Buying Process

 

Buying a home can be an exciting and emotional experience. As local experts, you can rely on us to guide you through the process so you can feel comfortable and confident each step of the way.

Amanda-Baron-10

Get Pre-Approved

The first step to buying a home is to understand your buying power and establish a price range. A licensed lender can help evaluate your financial standing and provide a pre-approval. They will review your income and credit history to determine how much the bank will lend you, which will help you determine the price range for your search. Having a pre-approval letter in-hand can also increase the attractiveness of your offer, particularly when a seller has multiple offers to choose from.

Making An Offer

You can start your search for the perfect home right here with up-to-date MLS listings in your favorite neighborhoods. Create your free account to save your favorite properties, request showings and more! As your team, we will also search for homes on your behalf. When you find a home that you like, we’ll schedule a showing tour for you to preview the property in person.

Going Under Contract

If your offer is accepted, you will be officially under contract. The purchase will not be complete until closing, but the home cannot be sold to anyone else while the contract remains in effect. At this point, unless you are making a cash purchase, it will be time to make an earnest money deposit and secure your mortgage loan. Lenders offer a wide range of loan programs, so it’s important to work with a lender you trust to help you determine the best loan for your specific circumstances.

Home Inspection/ Review Disclosures

Inspecting the physical condition of your next home is a vital part of the home-buying process. A licensed home inspector will conduct a comprehensive evaluation of the entire property and report any problems with the condition of the home’s structure or systems. The inspector will also investigate potential issues such as pest infestations or mold. We will review and discuss the inspections and disclosures prior to making an offer.

Home Appraisal

Your lender will arrange a professional appraisal of the home. An appraisal is an unbiased estimate of the true (or fair market) value of a home and is conducted by an independent third party. The appraiser will confirm the appraisal value of the property for all parties involved.

The Final Walkthrough

Prior to closing, we will conduct a final walkthrough of the home to ensure that all negotiated repairs have been completed, and that the home is in the same (or better) condition as when the original offer was made. This is the final opportunity to call out any problems identified with the home before closing. Depending on the purchase agreement, you may sign a formal contract addendum confirming that the walkthrough is complete, and the condition of the home is acceptable.

Tools For Buyers

Home Search

Find your new home with up-to-date listings. Save and rate your favorites!

Email Drips

Save your searches and review daily email alerts sent direct to your inbox!

Market Analysis

Make smart decisions with local market reports. Subscribe today!

Featured Listings

Browse featured listings in your area. Sort homes by price, location and more!

Moving Checklist

Two months before your move

Share This